Best Money Market Account Prices Today, 11 May 2025 (Best Account offers 4.41% APY)

Find out how much you can earn with today Money market account prices. The Federal Central Bank lowered the target rate three times in 2024. So deposit rates – including the money market account (MMA) – have begun to decline. MMA rates compare and ensure that you earn as much as possible with your balance.

It National Average Money Market Account percentage According to FDIC, 0.63%is.

Still, some of the best accounts currently offer 4% of APY interest rates. As these prices may not be much longer, consider opening a money market account now to use today’s high prices.

Here’s a look at some of the MMA prices available today:

See today’s top 10 money market accounts >> available today

In addition, the table below shows some of the best savings and money market account prices, which are now our certified partners.

The interest you earned in the money market account depends on annual percentage (Apy). This is a measure of your overall result in a year after a basic interest rate and how often interest compounds (money market accounts are typically combined daily).

Suppose you put $ 1,000 on MMA on average interest rate with a 0.64% daily combination. At the end of one year, the balance increases to $ 1 006.42 – your original $ 1,000 deposit, plus only $ 6.42 interest.

Let’s now assume that you choose a high return money market account, which instead offers 4% APY. In this case, the balance increases to $ 1,040.81 for the same period of $ 40.81.

The more you deposit in a money market account, the more you deserve. If we took the same example of the money market account with 4% with APY but deposit $ 10,000, the total balance in one year would be $ 10,408.08, which means you earn $ 408.08 at interest. ​​